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We appreciate your service and commitment to protect our nation. Now, let us take care of you. We pledge to do our best during your mortgage process! If you are a qualified veteran, reservist and/or active duty member of the U.S. Military, and Coast Guard, you may want to consider a VA loan.

Why A VA Loan?
It’s Simple - Lower Rates - Lower Payments - $0 down; find out why thousands of Military Personnel are using their VA benefit.

Use Your VA Benefit to:

►  Purchase a home with $0 down

For loan amounts up to $417,000:

►  Lock in a low rate

►  Refinance to a lower fixed rate

►  Enjoy lower monthly payments

►  Purchase with $0 down.   Conventional loans will require a minimum of 5% down and sometimes even 10-20% down payment is required

►  VA is one of the only loan programs that still allows the borrower to finance 100% of the home’s value and purchase with $0 down (for loan amounts up to $417,000)

VA Loan Benefits

►  100% financing on purchase transactions available up to $417,000

►  Flexible debt and credit requirements

►  Down payment and closing costs may be paid through gift or grant program

►  Fixed rate and ARM products available

►  No Monthly insurance premiums

►  Streamline refinance for existing VA loan (IRRL)

►  Loan is assumable to qualified borrowers

Berkshire Bank
24 North Street, PO Box 1308, Pittsfield, MA  01202
Toll Free:  (844) 277-0077
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Apply: 844-277-0077
Service: 800-773-5601
Berkshire Bank All Rights Reserved.
Berkshire Bank Institution NMLS Registry Number – 506896.
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